(1) Your Consent
(2) Active Information Collection
Like many other websites, this website may collect information from its visitors, both by asking the visitor specific questions as well as by permitting the visitor to communicate with us via email, data forms, or other communication formats. Some of the information that you, as a visitor of our website, submit may be personally identifiable information (i.e.,, information that can be uniquely identified with you, such as your full name, address, email address, phone number, etc.).
Some areas of this website may require you to submit information before access to specified features (such as newsletter subscriptions, investment brochures, performance reports, etc.) is granted.
(3) Passive Information Collection
As you navigate through our and other websites, certain information can be passively collected (that is, gathered without the visitor actively providing the information) using various technologies and means, such as Internet Protocol addresses (IP addresses), cookies, internet tags and navigational data collection.
This website uses IP addresses. An IP address is a number assigned to your computer by your internet service provider so that you can access the internet and is generally considered to be non-personally identifiable information, because in most cases an IP address is dynamic (changing each time you connect to the Internet), rather than static (unique to a particular user's computer). We may use your IP address to diagnose problems with our server, report aggregate information, determine the fastest route for your computer to use in connecting to our site, and administer and improve the site.
(4) About Cookies
A "cookie" is a bit of information which a website sends to your web browser to help the website remember information about you and your preferences.
"Session" cookies are temporary bits of information that are erased once you exit your web browser window or otherwise turn your computer off. Session cookies are used to improve navigation on websites and to collect aggregate statistical information. This site uses session cookies.
"Persistent" cookies are more permanent bits of information that are placed on the hard drive of your computer and stay there unless you delete the cookie. Persistent cookies store information on your computer for a number of purposes, such as retrieving certain information you have previously provided (e.g., passwords), helping to determine what areas of the website visitors find most valuable, and customizing the website based on your preferences. This site uses persistent cookies.
(5) About Internet Tags
"Internet tags" (such as single-pixel GIFs, clear GIFs, invisible GIFs, and 1-by-1 GIFs) are smaller than cookies and tell the website server information such as the IP address and browser type related to the visitor's computer. Although we currently do not intend to do so, we may use internet tags at this site.
(6) About Log Files
"Navigational data" ("log files," "server logs," and "clickstream" data) are used for system management, to improve the content of the site, market research purposes, and to communicate information to visitors. This site uses navigational data.
(7) Use and Disclosure of Information
We will not disclose your personally identifiable information to any third parties, agents, contractors, or businesses.
We take reasonable steps to protect your personally identifiable information as you transmit your information from your computer to our site and to protect such information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. You should keep in mind that no Internet transmission is ever 100% secure or error-free. In particular, email sent to or from this site may not be secure, and you should therefore take special care in deciding what information you send to us via email. Moreover, where you use passwords, ID numbers, or other special access features on this site, it is your responsibility to safeguard them.
(9) Links to Other Web Sites
(11) How to Contact Us